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Armenia Armenian Deposit Guarantee Fund
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Austria Deposit Guarantee Scheme AUSTRIA
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Azerbaijan Azerbaijan Deposit Insurance Fund
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Belgium Fonds de Garantie
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Bosnia and Herzegovina Deposit Insurance Agency of Bosnia and Herzegovina
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Croatia State Agency for Deposit Insurance and Bank Resolution
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Cyprus Deposit Protection Scheme
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Czech Republic Financial Market Guarantee System
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Estonia Guarantee Fund
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Finland Financial Stability Authority
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Gibraltar Gibraltar Deposit Guarantee Board
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Hungary National Deposit Insurance Fund
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Ireland Irish Deposit Protection Scheme
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Liechtenstein Deposit Guarantee and Investor Compensation Foundation
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Lithuania Deposit and Investment Insurance
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Luxembourg Deposit Guarantee Association
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Macedonia Deposit Insurance Fund
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Montenegro Deposit Protection Fund
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Netherlands Dutch Deposit Guarantee Scheme
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Poland Bank Guarantee Fund
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Portugal Deposit Guarantee Fund
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Romania Bank Deposit Guarantee Fund
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San Marino Central Bank of San Marino
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Serbia Deposit Insurance Agency
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Slovakia Deposit Protection Fund
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Slovenia Deposit Guarantee Scheme
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Sweden Swedish National Debt Office
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Switzerland esisuisse
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Ukraine Deposit Guarantee Fund
FAQ
BDIF guarantees full repayment of depositor’s funds with each individual bank, regardless of the number and size of the deposits, up to BGN 196,000 (EUR 100,000). This amount includes the principal and the interest accrued up to the date of the BNB’s resolution on a bank’s license revocation or on the declaration of unavailability of deposits with a bank. Additional protection up to BGN 250,000 (EUR 127,823) for a term of three months is provided for the following types of deposits: deposits of individuals arising from transactions with real estates for residential purposes; deposits of individuals arising from amounts paid in connection with conclusion or dissolution of marriage, termination of a labour contract or civil service contract, disability, or death; and deposits arising from insurance or social insurance payments or from payment of compensation for damages from crimes or reversed sentence.
The BDIF insures bank deposits of physical persons and legal entities both in levs and in foreign currency. Deposits are all funds in a bank account opened in the name of one or more persons: time and demanddeposits, current and savings account, debit or credit cards accounts. Deposit insurance is applicable also to credit balances, which the bank shall repay to its customers under the terms provide by law or a contract signed.